Zemen Bank S.C

Vision

Become a home of distinctive financial solutions and service excellence

MISSION

To deliver unique financial experience, engaging work environment and sustainable value for all our stakeholders using empowered workforce and technology, in a socially responsible manner.

Core Value

-Relationship Driven

-Socially Oriented

-Ethical and Accountable

-Committed to Diversity

-Committed to Responsible Finance

-Professionalism

Zemen bank have different product and services.

Personal Banking

1. Personal Saving
2. Personal Checking
3. Consumer Loan
4. Certificate of Deposit

Personal Cards

1. Personal Banking
2. Prestige Banking
3. Z-Club Banking

International Banking

1. Import & Export
2. International Wire Transfers
3. Cheque Clearance Service
4. Bank Guarantee
5. Forex Service
6. Non-Resident Accounts
7. Profit Repatriations

Corporate Loans

1. Equity Lines & Loans
2. Term Loan

Corporate Cards

1. Pre-paid Card
2. Payroll Card

ATM Banking

Customers receive an ATM card upon account opening, allowing for cash withdrawals, balance inquiries, and account transfers. Zemen offers contactless Mastercard and VISA options for convenient payments.

Internet Banking

This service provides 24/7 access to account information, including balance views, fund transfers, loan management, and daily currency exchange rates, all through a secure online platform.

Mobile Banking

Customers can manage their finances on the go using upgraded Android and iOS apps. Services include balance inquiries, fund transfers, QR-code payments, and account management features.

Android App: Download Here

IOS App: Download Here

USSD: *844#

Pre-Paid Cards

Zemen Bank offers pre-paid cards that can be loaded with funds for use at ATMs and POS terminals. These cards are suitable for personal gifts or business expenses.

Zemen Platinum Travel Prepaid Mastercard

This is Ethiopia’s first contactless prepaid travel card, allowing travelers to carry USD or EUR without cash, enhancing convenience and security during overseas trips.

Gift Card

A pre-paid card option ideal for gifting, allowing recipients to use it like a debit card.

Payroll Card

Designed for businesses to manage employee expenses, these cards can be loaded with funds for use by staff.