Lion/Anbesa International Bank S.C (LIB)

Lion International Bank (Amharic: አንበሳ ባንክ) S.C. was founded on October 2, 2006, in alignment with Proclamation No. 84/94 and the Commercial Code of Ethiopia. This marked a significant transformation in the banking sector with the institution attracting a larger number of shareholders than any other bank at that time, setting the stage for future banks. Initially, 3,739 shareholders contributed a total capital of Birr 432.5 million, with an initial paid-up capital of Birr 108.2 million. Lion International Bank officially launched its operations on January 6, 2007, starting with three branches.

Vision

To be the best banking service provider in Ethiopia

MISSION

We are committed to providing diversified banking products and services which maximize shareholders’ value and customer loyalty through service excellence, innovation, and professionalism, while remaining conscious of our social responsibilities.

Core Value

-Integrity

-Professionalism

-Diversity

-Collaboration

-Agility

-Teamwork

-Innovation

-Service Excellence

-Social Responsibility

Lion Bank offers variety of products and services they are:

Deposit

1. Saving Deposit Account (ቁጠባ ሂሳብ): Interest-bearing or non-interest-bearing deposit for individuals, organizations, and associations with a valid ID.
2. Special Saving Account (ልዩ ቁጠባ ሂሳብ): Saving account with cheque facilities for individuals or entities with ID and TIN.
3. Demand Deposit Account (ጥያቄ ቁጠባ ሂሳብ): Non-interest-bearing account for literate customers with cheque withdrawal options.
4. Certificate of Deposit Account (ማስማሪያ ቁጠባ ሂሳብ): Fixed-term deposit (minimum 3 months) offering higher interest than savings.
5. Children Saving Account (አሀዱ የቁጠባ ሂሳብ): Designed to secure children’s future with better interest rates for education and other expenses.
6. Youth Saving Account (የታዳጊዎች ቁጠባ ሂሳብ): For individuals aged 14-18 to encourage saving with better interest for future goals.
7. Women’s Saving Account (ጀግኒት የቁጠባ ሂሳብ): Aimed at women 18+ for achieving financial goals with higher interest rates.
8. Education Saving Account (አስኳላ ቁጠባ ሂሳብ): For saving toward educational expenses with better compound interest.
9. Entrepreneur Saving Account (የስራ መነሻ ቁጠባ ሂሳብ): For adults starting or growing a business with enhanced interest rates.
10. Retirement Saving Account (እፎይታ ቁጠባ ሂሳብ): For adults planning retirement, offering better interest for long-term savings.
11. Anbesa Platinum Saving Account (አንበሳ ፕላትኒየም ቁጠባ ሂሳብ): Premium saving account offering high-interest rates for savers.

Loans and Advances

Lion International bank (LIB) renders a monetary loan to its esteemed customers.

Overdraft Facility

Allows customers to withdraw beyond their current account balance to meet operational business needs.

Overdrawal on Overdraft Account

A temporary facility allowing customers to withdraw beyond the overdraft limit to cover unexpected cash shortages.

Overdraw on Current Account

A temporary facility that lets customers withdraw more than their current account balance.

Merchandise Loan Facility

A short-term credit facility provided against merchandise or documentary evidence (e.g., railway receipt, airway bill) as collateral.

Import Letter of Credit Facility

A credit product for importers, requiring a payment percentage when opening a Letter of Credit.

Pre-Shipment Export Credit Facility

Loan to finance the purchase of raw materials, processing, and shipping until the time of export.

Revolving Export Credit Facility

A credit advance to exporters upon presentation of acceptable export documents (excluding bill of lading).

Letter of Guarantee Facility

Bank guarantees for various purposes like bid bonds, performance bonds, and customs duty guarantees.

Term Loan

A loan for working capital or project finance, repaid in lump sums or installments. Includes Short-Term, Medium-Term, and Long-Term loans.

Motor Vehicle Loan

A loan for purchasing motor vehicles, particularly for the transport and related business sectors.

Construction Machinery Loan

A term loan for purchasing construction machinery such as dump trucks, dozers, and excavators.

Agricultural Term Loan

A loan for purchasing agricultural machinery, working capital, or investment finance for commercial farms.

Staff Mortgage Loan

A loan offered to bank employees for residential property construction or improvements.

Emergency Staff Loan

An interest-free loan for staff, up to six months' salary, to be repaid within four years.

Partial Financing

A scheme where the bank covers a portion of the price of foreclosed properties sold by the bank.

Syndicate Loan

A term loan shared between Lion International Bank and other financial institutions due to large funding amounts and risks.

Loan Buyout

A service where the bank buys loans from other banks if deemed beneficial.

International Banking

1. Diaspora Mortgage and Vehicles Loan
2. Non Resident Ethiopian and Non-Resident Foreign Nationals of Ethiopian origin (Diaspora Accounts)

Learn more about Lion Bank International Bank Service Here.

Mobile Banking

Lion International Bank provides a mobile app and USSD services for convenient mobile banking.

Android App: Download Here

IOS App: Download Here

USSD: *803#

Online Banking

Lion International Bank has personal and corporate portal for online banking

Personal Portal: Login Here

Corporate Portal: Login Here

Card Banking

List of ATM Cards LIB offer

1. LionCard
2. Anbesa Fetan Card

Agent Banking

Lion International Bank HelloCash service