Goh Betoch Bank S.C.

Goh Betoch Bank is Ethiopia's first privately owned mortgage bank, established to meet the increasing demand for housing in the country. Founded by 11 experienced bankers, investors, and academics who have a strong commitment to national development, the bank aims to address challenges such as the significant housing deficit, high construction costs, ongoing inflation, and inadequate housing financing options. With 6,657 shareholders contributing over 1 billion Birr in capital, Goh Betoch Bank secured its license from the National Bank of Ethiopia on July 28, 2021, after completing a thorough three-year establishment process.

Vision

To be the leading Mortgage Bank in East Africa.

MISSION

To avail mortgage loans and enable Ethiopians enjoy the dignity and pride of home ownership with the aim of creating sustainable value to stakeholders.

Core Value

Core value is Goh Betoch Bank is

-Integrity

-Accountability

-Collaboration

-Innovation

-Corporate Social Responsibility

Goh Betoch Bank has The Following Product & Services:-

1. Mortgage Banking
2. Commercial Banking
3. Mobile Banking
4. Card Banking

Mortgage Banking

1. Mortgage Deposite
2. Mortgage Loan

Mortgage Deposits

Commitment Savings for Mortgage Loan Financing

1. Minor
2. Adult Local Currency
3. Adult Foreign Currency
4. Gojo Mewcha
5. Graduate Mortgage

Mortgage Loan

Mortgage Loan for Purchase of House, Construction of New House, Renovation of Existing House and. Expansion of Existing House.

1. Mortgage Loan

1. Purchase of House
2. Construction of New House
3. Renovation of Existing House
4. Expansion of Existing House

2. Consumer Loan

1. Personal Loan
2. Vehicle Loan
3. Home Equity Loan
4. House Furniture & Equipment

3. Construction Loan

1. Real Estate Developers

Commercial Banking

commercial Banking has the following categories

1. Commercial Deposit
2. Commercial Loan
3. International Banking

1. Commercial Deposits

1. Regular Saving
2. Demand Deposit
3. Fixed Time Deposits
4. Diaspora Saving
5. Women Saving

2. Commercial Loan

1. Import Financing
2. Export Financing
3. Letter of Guarantee

3. International Banking Services

1. International Banking Business
2. International Trade Business