Hijira Bank S.C.

Hijra Bank was established on January 16, 2022, to serve Ethiopia's Muslim community by offering Sharia-compliant banking services, filling a significant gap in the market. With a foundation built on diversity, the bank began with over 9,000 customers from various backgrounds, including small farmers and traders. Within its first year, Hijra Bank has rapidly expanded to 100+ branches and embraced digital banking, reaching over 600,000+ customers while adhering to Islamic banking principles.

Vision

The Premier Partner in Ethical Banking

MISSION

To provide innovative and customer-centric sharia compliant banking service through inspired professionals and state of the art technology while creating sustainable value to our stakeholders

Core Value

Core value is Hijira Bank is

-Honesty

-Inclusive

-Just & Fair

-Responsible

-Agile

Hijira bank Has the following product and services

Mudarabah

A partnership arrangement in Islamic finance where one party provides capital, and the other party manages the business venture, sharing profits and losses.

Wadiah

Refers to safekeeping and custody, allowing customers to deposit funds or assets with the bank, which acts as a trustee.

Wakallah

An agency or representation contract where one party appoints another to act on their behalf in specific matters, facilitating transactions and services.

Murabaha Financing

A sale transaction where the seller openly discloses the cost of the goods and adds a profit margin. This type of financing helps customers purchase goods in compliance with Islamic finance principles.

Haramain Savings Account

A special savings account designed for customers preparing for Hajj and Umrah. This service allows individuals to save money in advance for their pilgrimage trips.

Mudarabah

A partnership arrangement in Islamic finance where one party (the investor) provides capital, while the other party (the entrepreneur or mudarib) manages the business venture, sharing profits and losses accordingly.

Digital Banking

1) Mobile Banking

Access your bank accounts and conduct financial transactions via a smartphone or tablet, including checking balances, viewing transaction history, transferring funds, and paying bills.

Android App: Download Here

IOS App: Download Here

USSD: *827#

2) Internet Banking

Manage your account online from anywhere in the world with a secure website. Perform tasks like viewing balances, transaction history, paying bills, and transferring money anytime you have internet access.

3) ATM

Conveniently access your accounts and conduct transactions at ATMs anytime, secured by a personal PIN. This service offers a secure way to manage finances when on the go.

3) USSD Banking

Perform banking transactions using any mobile phone without needing a smartphone or internet connection. Customers can access services by dialing *827# and following prompts for transactions or account information.