Awash Bank S.C.

Awash International Bank was established on November 10, 1994, and commenced operations on February 13, 1995. It was founded by 486 shareholders with a paid-up capital of 24.2 million birr. The bank's name is derived from the Awash River. As Ethiopia's first private bank, it was formed following the fall of the socialist regime.

Vision

To be the the best and preferred financial services provider where customers feel valued

MISSION

To provide the most Innovative and Accessible banking services to our customers using the most relevant technology ,and motivated and talented staff to maximize stakeholders value and influence the life of the society positively

Core Value

Core value is Awash Bank is "AWASH"

A – Accessibility

W – Wisdom

A – Accountability

S – Socially Responsible

H – Honesty

Strategic Goal

To be one of the Top Ten African Banks by 2030

Awash bank Has the following product and services

1. Personal Banking
2. Small and Medium Enterprise (SMEs)
3. Interest-Free Banking
4. Credit Services
5. Foreign Currency Accounts
6. International Banking Services
7. GUARANTEE Letters
8. Business Banking

Personal Banking

• Awash Bank has a special deposit accounts which is tailored to your needs, so keep your money safe and secure
• -Saving Account
• -Lucy Women Special Saving Account
• -Special Saving Account for Elders
• -Smart Children Account
• -Student Solution Account
• -Salary Drawing Solution Account
• -Investment Solution Account
• -Check Payment’s Solution Scheme
• -Provident Fund Solution Account
• -Special Saving Account (SSA)

Small and Medium Enterprise (SMEs)

• -Fixed (time) Deposit Account
• -Package of Products and Services for High/Ultrahigh net worth Individuals (HNIS/UHNIS)
• -Package of Financial Products and Services for Religious Institutions
• -Banking Products and Services for Micro Finance Institutions (MFIs)
• -Saving and credit cooperatives and other Associations
• -Ware House Receipt Financing
• -Pastoralist and agro pastoralist
• -Smallholder farmers
• -Small Road transport
• -Mortgage Loan
• -SACCOs Solution

Interest Free Banking

• -Import and exporter
• -Wadiah Current/Demand Deposit Account
• -Mudarabah Saving Account
• -Mudarabah Fixed Time Deposit Account
• -Musharakah
• -Murabaha . Salam(Bay’As -Salam)
• -Istisna
• -Ijarah(Leasing)
• -Local and foreign Remittance Services
• -Forex Retention Accounts
• -Non-Resident(NR) Accounts
• -Labik
• -Sinke (lucy)

Credit Service

• -Overdraft
• -Term Loans by Purpose
• -Import Letters of Credit
• -Term Loan
• -Merchandise Loan
• -Loans for International Trade

Foreign Currency Accounts

• -Non Resident Non Transferable Birr accounts
• -Non Resident Transferable Birr accounts
• -Non Resident Transferable Foreign Currency accounts
• -Money Transfer Services
• -International Banking Services
• -Consumer loan for Ethiopian Diaspora

International Banking Services

• -Import and exporter
• -Export
• -Remittance

GUARANTEE Letters

• -Suppliers’ Credit Guarantees
• -Customs Duty Guarantee
• -Retention Money Guarantee
• -Customs Bond Guarantee
• -Performance Bond Guarantee
• -Advance Payment Guarantee
• -Bid Bond Guarantee

Digital Chanals

-Mobile Banking

Android App: Download Here

IOS App: Download Here

USSD: *901#

-Card Banking

1. Awash Debit Card
2. Pre-paid Card
3. Amanah Card

-Online Channel (Internet Banking)

Use awashonline.com web portal to access Awash bank internet banking.

• -AwashBIRR-Pro
• -Agency Banking
• -POS Terminal
• -E-Branch Banking
• -E-school System
• -Awash Lehulum

Diaspora Banking

• -International banking services
• -Investment Loan
• -Personal Loan
• -For purchase of a brand new/used car.
• -For purchase, construction, and renovation of residential house/commercial building
• -Non-repatriable Birr Account
• -Current Account
• -Fixed (time) Deposit Account