Berhan Bank S.C

Berhan Bank S.C. was founded with a vision to make a significant mark in Ethiopia's banking sector, firmly rooted in the provisions of Article 304 of the country's Commercial Code.

On June 27, 2009, the bank officially began its operations after being registered and licensed by the National Bank of Ethiopia. With an authorized capital of 300 million Birr and a subscribed capital of 154.7 million Birr, Berhan Bank set forth on its journey, making each share available at a par value of 1000 Birr. This strong financial foundation paved the way for the bank's growth and its mission to serve the Ethiopian community.

Vision

To be the Preferred Bank in Customer Experience and Integrity.

MISSION

To provide superior banking services that exceed customers’ expectations and maximize shareholders’ value through state-of-the-art banking technology and high-caliber staff.

Berhan bank have different product and services.

Personal banking

1. Personal Savings Account: Individuals privately or jointly with other individuals can open this deposit account;  
2. Children’s Savings Account: This product is designed to encourage parents to save for their children’s future needs.
3. Non-Interest Bearing Account: It is an account designed for customers who do not want to earn interest on their deposits. It is an interest-free account.
4. Women Savings Account: This is a saving account for women, intended to inculcate a saving culture among women of all groups. The bank gives an attractive interest rate.
5. Fixed Time Deposit Account: It is an interest bearing account with agreed maturity date. The minimum maturity period is three months.
6. Premium Savings Account: Premium savings accounts are interest-bearing accounts that categorize customers based on their threshold deposits, allowing the bank to offer varying interest rates according to the level of deposit contributions.
7. Retention Account: The Bank is authorized to provide retention accounts for exporters, service providers to foreign customers, resident companies, institutions, individuals, and government organizations (excluding diplomatic missions) that regularly receive incoming foreign remittances.
8. Diaspora FCY account: A foreign currency account opened by a non-resident Ethiopian and non-resident Ethiopian Origin.
9. FCY Saving account
10. Incoming Swift Transfer
11. Diaspora Accounts

Learn More About Berhan Personal Banking Service Here.

Business Account

1. Business Current account
2. Provident Fund Account
3. SME (Small and Medium Enterprise) Account
4. Long Term Loan
5. SME Loan
6. Short Term Loan
7. Pre-shipment Loan

Learn More About Berhan Business Account Service Here.

DIGITAL BANKING​

1. Mobile Banking
2. Internet Banking
3. Card Banking
4. Visa Card Acquiring Service
5. Master Card Acquiring Service
6. ATM Service
7. M-POS service

Mobile Banking

Berhan Bank mobile banking allows you to manage your money and pay your bills — all while on-the-go.

Android App: Download Here

USSD: *881#

International Banking

1. Trade Finance – Import
2. Trade Finance – Export
3. Trade Finance – Invisible Payments
4. Retention Accoun