Summery

Founded: September 1995

Type: Commercial Bank

Category: Bank

Sector: Private Bank

Headquarters: Addis Ababa, Ethiopia

Branches: 880+

Employees: 18,500+

Customers: 1 million +

USSD: *996#

Slogan: Always One Step Ahead!

History

In September 1995, eleven innovative shareholders and seasoned bankers established Dashen Bank with an initial investment of Birr 14.9 million. With eleven fully operational branches, Dashen began operations on January 1, 1996, after receiving a license from the National Bank of Ethiopia.

Vision, Mission & Core Values Of Dashen Bank

Vision

To Be Best-in-class Bank In Africa..

MISSION

To Provide Efficient Customer-centric Banking Service Using The Expertise Of Inspired Professionals And Cutting-edge Technology, While Creating Sustainable Value For Our Stakeholders.

Core Value

  1. Customer Centricity
  2. Diversity Professionalism
  3. Teamwork - Integrity
  4. Social Responsibility

Products & Services

Dashen Bank offers a variety of banking services tailored to meet the needs of different customers.

Some list of the services are:

1) Conventional Banking

Saving Account / Saving Deposit

It is a regular saving account which allows customers to deposit money, keep it safe, and withdraw funds, all the while earning interest.

Demand Deposit / Current Account / Checking account

It is an account from which money can be withdrawn without notice, typically an active account catering for frequent deposits and withdrawals by Cheque.

Fixed Time Deposit

It is a typically higher interest-bearing deposit account that has a specified date of maturity, such as a certificate of deposit (CD). The funds in time deposit must be held for the fixed term to receive the agreed up on interest rate.

Other Special Deposit

Non Resident Transferable Birr account [NRT]

A non-interest bearing account opened and operated by cheque catering to expats (foreign nationals/employees of international organizations [UN, AU, etc.]), NGOs, International organizations, Embassies operating in Ethiopia. Read More here.

2) Loans

Consumer Loan
  1. Mortgage Loan
  2. Car Loan
  3. Student Loan
  4. Personal Loan

Read More About Cusumers Loan Here.

Bussiness Loan
  1. Term Loan
  2. Overdraft Facility
  3. Advance on Letter of Credit (Advance on L/C)
  4. Merchandise Loan
  5. Investment / Project Loan

Read More About Bussiness Loans Here.

3) International Trade & Services

  1. Import
  2. Export
  3. Remittance

4) Guarantee

  1. Local Guarantee (One time and Facility)
  2. International [Foreign] Guarantee

5) Sharik Interest Free Banking

Deposit

  1. Wadi’ah Saving Account
  2. Qard Current Account
  3. Mudarabah Saving Account
  4. Mudarabah Investment Account
  5. Other Special Deposit

Kafalah

  1. International [Foreign] Kafalah
  2. Local Kafalah (One time and Facility)

Financing

  1. Murabaha Financing – Working Capital
  2. Murabaha Financing – Investment
  3. Qard Pre-shipment Export Financing

5) Digital Banking

Amole Mobile/Internet Banking

Amole is an online payment and commerce platform provided by Dashen Bank that allows customers to manage their accounts 24/7

For IOS: .Download Here

For Android: Download Here

USSD: *996#

Internet Banking: Website

Card Banking
  1. POS Services
  2. ATM Services
  3. Card Services

6) Diaspora Banking

Deposit

  1. Diaspora Non-Repatriable Saving Account
  2. Diaspora Demand / Current Account
  3. Diaspora Fixed Time Deposit
  4. Diaspora Wadi’ah Saving Account
  5. Diaspora Qard Current Account
  6. Diaspora Mudarabah Fixed Time Deposit